It all started when…

I was born in Morganton, North Carolina. I grew up in a family that always seemed to struggle financially to have any extras. I was actually the first generation in my family to earn a college degree. I worked double shifts during summer break as a restaurant server to pay for my college tuition. It wasn’t until I left home after college, that I realized how difficult it was for my parents to provide for our family. Every summer I helped my mom and dad plant our garden. My parents canned food and froze food for the winter months to come. I smile when I remember my mom and dad were always helping other people, and yet they were living on a fixed income.

I graduated from college with a Bachelor of Science Degree from Appalachian State University located in Boone, North Carolina, I married and started my own family. I have a child who was born with a heart disease. He struggles with physical disabilities as well as learning disabilities. My family resides in Charlotte, North Carolina.

I have worked in various sales jobs most of my life. My drive has always been to take care of my family and to help others. I live by the golden rule….do unto others as you would have them do unto you.

I worked for 8 years in federal law enforcement after graduating from college. I spent 12 years selling business to business: Payroll Services, Human Resources, Health Insurance and Workers Compensation. It wasn’t until I acquired all my insurance licenses in 2015, that I realized the path for my life. Once again, I felt the need and the desire to “help” people. Only this time, I began to focus on “individual” seniors and people with disabilities. It is my calling to help seniors who need direction with protecting their family and or loved ones after their death.  I learned from my own personal experiences, what it is like to live on a fixed income, social security and or to suffer from disabilities. Life is tough and although we work very hard for our money, we must prepare for our final illness.

In one year, my family lost 4 relatives.  I saw first-hand both emotionally and physically how draining it was for the main caregivers in each of these situations. Then, I was caught off guard. I lost my dad suddenly after 4 days of warning from the doctor that he was very sick. Again, I was reminded, “You do not know what you do not know!” “Be prepared.” “Your last illness is coming.”

Once a loved one passes away, there is a long period of immense grief and a huge sense of loss. Loved ones are trying to figure out how to let go of the pain and move forward.

Remember, it is very expensive to live in the United States of America, and it gets harder and more expensive each day. When a family member passes away and leaves their loved ones in physical and emotional pain, it is tough. What if…. the loved ones left behind, find out that their husband or wife, mom or dad, grandma or grandpa did not plan and prepare for funeral expenses? Imagine….

I learned as a child it is not how much money you have; it is what you choose to spend it on. I know what it is like to lose family unexpectedly. This is why I made the decision to help others. I educate them and prepare them on how to protect their legacy and take care of their final business. Many seniors are unaware that there are state regulated insurance policies available to be used for their funeral and final expenses.This plan needs to be in place to pay for your funeral. Otherwise, you will be a burden to your loved ones. How will this affect the family members that you leave behind?  One phone call, a few health questions and no medical exam. How easy….

I have true life experiences and I earned my licenses to be able to help you. Together, let’s have the tough emotional conversation that is necessary to take care of your final business. It would be my pleasure to help you.

Regina